dedicated to providing honest, unbiased insurance solutions for busy professionals

PROFESSIONALS * RESIDENTS * PHYSICIANS * DENTISTS * ATTORNEYS

YOUR PARTNER IN INSURANCE

We are focused on finding the best Insurance products for professionals, individuals and families with an emphasis on helping Medical Residents and Fellows, practicing Physicians, Dental Residents, Dentists and Attorneys.

CHOOSING WHAT’S BEST FOR YOU

WHY US?

We realize that you have a lot of choices when it comes to finding an Insurance agent. As an independent broker I can work for YOU and not for an Insurance company. I am licensed in several states and can shop and compare rates with dozens of companies to save you time and truly find the best product for you. I pride myself on giving honest and unbiased advice to my clients. My goal is to make the process as easy and as streamlined as possible.

 

•  INFORMATIVE        •  CONSULTATIVE       •  PERSONAL

We realize that you have a lot of choices when it comes to finding an Insurance agent. As an independent broker I can work for YOU and not for an Insurance company. I am licensed in several states and can shop and compare rates with dozens of companies to save you time and truly find the best product for you. I pride myself on giving honest and unbiased advice to my clients. My goal is to make the process as easy and as streamlined as possible.

 

•  INFORMATIVE       

•  CONSULTATIVE       

•  PERSONAL

“I just wanted to say thank you again for your help with the disability insurance process. You made this process feel streamlined and low stress.”
Jonathan Hurng, DDS, MPH
Pediatric Dental Resident at UCLA
Class of 2019
"Thank you, Michelle! You’ve been incredibly helpful and you’ve made this process super easy!"
Jessica Lam, DDS
AEGD Resident at UCLA
Class of 2019
“I’m so happy that you were my agent. You helped me get disability insurance and answered all my questions and concerns! Thank you so much for your help! I really appreciated your time and prompt responses. Thank you again! "

Stuti Bhandari, M.D.
Psychiatric Fellow at Harbor UCLA
Class of 2019

“I had cancer over a decade ago and felt trapped in a life insurance policy that was no longer working for me. Michelle explained that I actually did have options and helped me find an insurance plan that better protects me and my family.”
Gary Randazzo
Human Resources Executive
MICHELLE FADALE

ABOUT YOUR INSURANCE AGENT

I spent the first 13 years of my career working with Physicians, Nurses and Dentists. I consider myself to be a ‘planner’ by nature, so when I was looking to switch industries, it made sense to get into the Insurance business! I have been happily providing insurance guidance for my clients ever since. In 2020, I decided to open Fadale Insurance Agency which allows me to be completely independent and provide the most unbiased advice for my clients.

In my free time, I enjoy taking road trips with my husband and two kids and roller skating at the beach. I also enjoy being a part of a local volunteer organization that brings fine art classes to elementary and middle school students five times per year.

Dedicated to providing honest unbiased insurance solutions for busy professionals. Are you ready  ?

 

FADALE INSURANCE

INSURANCE PLANS

Fadale Insurance Agency is dedicated to providing honest, unbiased insurance solutions for busy professionals. I can help you in the following areas: Life Insurance, Disability Insurance, Long-Term Care Insurance and Group Health Insurance for your small business.

WHY SHOULD YOU CONSIDER INCOME REPLACEMENT INSURANCE?

A physician or dentist earning $250,000 per year with 3% annual cost of living increase will make nearly $12,000,000 over a 30-year professional career.

ISN’T THAT WORTH INSURING?

DISABILITY INSURANCE

Medical Residents and Fellows
  • Resident and Fellow Discounts
  • Streamlined underwriting criteria
  • Guaranteed Standard Issue programs

Residency and Fellowship is truly the best time to acquire coverage that will protect you throughout your career.

I work with all carriers and can provide you with side by side comparisons from the top disability insurance companies that have the type of contract language that is suitable for physicians and dentists.

I realize how busy you are, so I work hard to accommodate your schedule and not waste your time.

Fadale Insurance Agency has resident discounts with all the major carriers as well as Guaranteed Standard Issue (GSI) policies.

Please keep in mind that the discounts are only valid until 60 days after graduation — Contact me to see how I can help you before you finish your training.

Dental Residents
  • Resident Discounts
  • Streamlined underwriting criteria
  • Guaranteed Standard Issue programs

Residency is truly the best time to acquire coverage that will protect you throughout your career.

I work with all carriers and can provide you with side by side comparisons from the top disability insurance companies that have the type of contract language that is suitable for physicians and dentists.

I realize how busy you are, so I work hard to accommodate your schedule and not waste your time.

Fadale Insurance Agency has resident discounts with all the major carriers as well as Guaranteed Standard Issue (GSI) policies.

Please keep in mind that the discounts are only valid until 60 days after graduation — Contact me to see how I can help you before you finish your training.

ATTORNEYS
Securing your ability to earn a monthly income even when you have a prolonged absence from work due to an illness or injury is vital to your financial stability.

As the representative for the State Bar of CA Insurance plans, I can help you find discounted rates on Disability Insurance.

Contact me to help you find the best income replacement insurance in case you are ever too sick or hurt to work.

OTHER PROFESSIONS

Securing your ability to earn a monthly income even when you have a prolonged absence from work due to an illness or injury is vital to your financial stability.

According to a study by the American Journal of Medicine, 62% of all personal bankruptcies filed in 2007 and 50% of all home foreclosures were due to an overwhelming avalanche of medical bills. Having an individually owned Disability Insurance policy will ensure that you can bring home a paycheck even when you’re too sick or too hurt to work.

I can help you compare disability insurance policies to find the right level of protection for you and your family.

LIFE INSURANCE

As a wife and mother of two school-aged children, I understand the importance of protecting my loved ones from life’s unexpected moments. The right type and amount of life insurance can provide:

  • Financial stability for dependents
  • Mortgage protection
  • Estate planning
  • Legacy for future generations
  • Key employee protection for business owners
  • Living benefits; cash value policies

There are a multitude of life insurance companies and plans available – I can help you compare quotes and find the right protection for you and your family.

LONG-TERM CARE INSURANCE

No matter how solid your financial plan is, failing to plan for a long-term care event can be financially and emotionally catastrophic. I have the resources and expertise to help you plan for your future healthcare. Insurance plans include coverage for the following types of care:

 

  • Home Health
  • Adult Day Care
  • Homemaker services
  • Assisted Living
  • Memory Care and/or Alzheimer’s Care
  • Rehabilitation Facilities
  • Residential Care
  • Skilled Nursing Facilities
  • Hospice

GROUP HEALTH INSURANCE

I can help you make your small business stand out by offering health insurance for full-time employees, owners and eligible dependents.

 

  • Coverage cannot be declined due to pre-existing conditions
  • You typically need at least 1 employee on payroll to qualify; 1099 employees may also qualify
  • You must pay a minimum contribution of $100 per month toward your employee’s premium
  • Husband-and-wife-only groups qualify for coverage
GET IN TOUCH

REQUEST AN INSURANCE QUOTE

We are focused on finding the best Insurance products for professionals, individuals and families with an emphasis on helping Medical Residents and Fellows, practicing Physicians, Dental Residents, Dentists and Attorneys. Contact us for a quote or more information!

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